You're Covered With Hope
HOME
Homeowners Policies provide coverage for dwellings, related private structures, personal property, loss of use, and many other optional coverages to suit your needs.
FARM
Farm Package Policies provide coverage for farm dwellings, personal property, farm personal property, including machinery, grain and livestock, as well as outbuildings and more.
INLAND MARINE
Inland Marine coverage can be provided on jewelry, guns, GPS, personal electronic devices, recreational vehicles, collections and many, many more items that are important to you.
LIABILITY
Personal Liability and Farm Liability provide coverage for day to day duties and farming operations. Additional coverages available include livestock liability, rec vehicle liability, custom farming and more.
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A Solid History of Protection
Welcome to Hope Mutual Insurance
Hope Mutual, Incorporated in 1890, is a locally owned and operated, township mutual insurance company. Hope Mutual operates in 20 counties across Southwest Minnesota. The relationship between Hope Mutual, our agents, our policyholders, and strong statewide companies, is a contributing factor to the company’s continued success. Hope Mutual targets clients who reinvest and protect their property. Hope Mutual is backed by a strong reinsurance carrier, RAM Mutual Insurance Company – we protect each other. Hope Mutual is partnered with “premiere” farm and home insurers – North Star Mutual and RAM Mutual. Together, we provide exceptional service and the best coverage available. Hope Mutual and its partners are close to the people we serve and we are leaders in the innovative new coverage on the market that target the needs of our policyholders.